.nav {background:url('http://www.abconsulting-online.com/images/bk-red.jpg');height:20px;font-family:verdana;font-size:13px;color:#ffffff;font-weight:bold;text-align:center;}

.nav a:link, .nav a:visited {display:block;width:100%;color:#ffffff;text-decoration:none;}

.nav a:hover {background:#000000;font-weight:bold;color:#ffffff;cursor:pointer}

.nav span {padding:7px 4px 7px 4px;display:block;height:100%;border:0px solid #000000;}



.subnav {font-family: Arial, Helvetica, sans-serif;font-size: 13px;font-color:#000000;font-weight:normal;height:24px;background:#ffffff;padding:2;margin:0em;text-align:left;border:1px solid #808080}

.subnav a:link, .subnav a:visited {display:block;width:100%;color:#000000;text-decoration:none;font-weight:normal;background-color:#ffffff;}

.subnav a:hover {text-decoration:none;background-color:#000000;color:#ffffff;}

.subnav span {padding:2px 2px 2px 2px;display:block;border:0px solid #000000;/*width:100%;*/}



p {font-family:verdana,san-serif,arial;font-size:14px;line-height:16px;color:#000000;padding-left:10px;padding-right:10px}



hr {height:4px; color:#000000; width:95%;margin-left:10px; align:left}



li {margin: 3px 15px 3px; font-family:verdana,san-serif,arial;font-size:13px;line-height:16px;color:#000000}

	

H1{font-family: Arial;font-size: 20px;font-weight: bold; line-height:24px; color: #000000;padding-left:10px}

H2{font-family: Arial;font-size: 18px;font-weight: bold;color:#BD2027; padding-left: 10px}

H3{font-family:  Arial;font-size: 16px;font-weight: bold;padding-left:10px}

.BODY{font-family:verdana,san-serif,arial;font-size:14px;line-height:16px;color:#000000;padding-left:10px;padding-right:10px}

.outline{font-family:arial;font-size:11px;line-height:16px;color:#000000;padding-left:10px;padding-right:10px}

.box {background: #efefef; border-style: solid; border-width: 1px; border-color: #cfcfcf; padding: 10px;font-family:verdana,san-serif,arial;font-size:13px;line-height:16px;color:#000000}

.quote{font-family:san-serif,arial;font-size:14px;font-style:italic;color:#000000;padding-top:10px;padding-right:10px;padding-left:10px;padding-bottom:0px}

.column{font-family:san-serif,arial;font-size:12px;color:#000000;padding:10px;line-height:18px;"}



.footer {height:22px;font-family:verdana;font-size:10px;color:#ffffff;font-weight:normal;text-align:center;}

footer a:link, .footer a:visited {display:block;width:100%;color:#ffffff;}

footer a:hover {background:#000000;text-decoration:underline;color:#ffffff;cursor:pointer}